Crop and Livestock Producers
Marin Biel has been serving the Dakotas for more than 40 years by providing a full line of insurance products. As an Independent Insurance Agency, Marin Biel has access to a range of companies that can specialize to your specific Insurance needs.
Crop and Livestock Producers
Multi Peril Crop Insurance (MPCI): This is the primary insurance coverage purchased by growers of almost any crop being raised for grain. MPCI is a very affordable way to provide a production and/or revenue guarantee for growers. There are several different types of MPCI and many different endorsements that can help a producer with various coverages. Experienced Marin Biel agents can help you decide which coverages are best for your operation.
Multi Peril Crop Insurance Prices
|Crop||2022 Crop Year
|2023 Crop Year
(As of 2/20/23)
Crop Hail: Insurance designed to cover losses due to specific peril of hail. There are many different types of Hail insurance that differ mostly by deductible. There are also options to extend your hail coverage on top of the Multi Peril Coverages. Various endorsements are also available to add coverage for things like green snap and wind if necessary. Marin Biel insurance offers many variations of hail policies that can fit the producers requirements.
Forage Insurance: Provides coverage for various types of hay crops and crops that are raised for feeding purposes. The primary option for Alfalfa and Grass Alfalfa is a production based policy similar to that for insuring grain crops. The second option is to insure for rainfall on the forage acres which measures losses using the Rain Fall Index.
Pasture Insurance: Also available through RMA and is designed to help producers insure against lack of rainfall for grazing acres. This program also uses the Rain Fall Index to determine losses
Livestock Coverage: Risk Management Agency (RMA) has also developed insurance options for livestock producers that can help lock in future prices for livestock. Basically, it’s a way to establish a pricing floor for producers looking to minimize risk while raising or feeding cattle. This product does not provide mortality coverage for specific animals.
Hay Fire: A product designed to insure Hay for the peril of fire. Coverage can be added for in the field and stacked in a hay yard.
Farm and Ranches
Farm Coverage: As an independent agency, Marin Biel Insurance has several options for finding a company that best fits the needs for a farming operation. Property coverages for the home, personal property, farm machinery, farm buildings, feed, chemicals, tools, fences, and livestock are all available on a typical farm owners policy. Farm policies are also designed to cover the broad liability exposure that a typical farmer may have in the operation. There are many different endorsements available for farm policies that can be selected to provide coverages for business pursuits that go beyond the typical farm operation. Marin Biel agents can help you to sort through which options would benefit your farm the most.
Commercial Policies for Specific Ag businesses: In the event that a farm policy cannot accommodate an agricultural business, proper coverage may require a specific commercial policy. Marin Biel Agents can help you determine whether a commercial policy is required for your operation.
Home, Auto, and Recreational
Homeowner Policy: Provides coverage for your main home and potentially for a seasonal or second home. Homeowner policies include coverages for belongings, furniture, etc. Another important component of a homeowner policy is the liability coverage for the home property as well as personal liability. Marin Biel writes for several companies that can allow us to find the best fit your needs.
Auto: Can be purchased with vehicle liability and vehicle coverage. Often when packaged with your homeowner’s policy there can be significant discounts. Marin Biel can write for several auto carriers to find an option that best fits your needs.
Renters Policy: Designed to provide both personal property (belongings, furniture, etc.) and personal liability coverage for those who do not own the home that they occupy.
Dwelling Policy: Provides coverage for a home or property that is not occupied by the owner; usually, a home that is rented to another party.
Recreational Policies: Designed to cover things like campers, ATV’s, boats, fish houses, motorcycles, etc. These policies need to be set up with consideration to what the items are used for. Sometimes it is best to include these on a farm owner or homeowner policy and other times it might be best to set up a stand-alone policy. Experienced Marin Biel agents can help with finding the right coverages.
Property: Options to provide coverage for buildings, personal property, inventory, equipment, and liability for a business operation. These policies are often customized by our agents to fit the needs of the particular business.
Business Auto: Provide auto coverages for vehicles that are used within a business or used for commercial hauling or transportation. Coverages are often set up for specific uses.
Inland Marine policies: Can be a stand-alone policy for equipment that is portable by nature and used in various locations versus property that might be at a specific location at all times. Our agents can help you decide which is best for your specific requirements.
Coverage purchased to cover expenses related to Clinic and Hospital care. Health care policies can be purchased as individual, family or group plans (used for businesses). Selecting a policy that best fits your specific requirements is important to avoid gaps in coverage. Depending on your desired care providers, you may need to buy a policy that fits the network you choose. See our agents for help with determining a policy that would be best for you.
Marin Biel Insurance has access to several markets for life insurance. There are many types of life insurance policies that can be purchased depending on your specific needs. See our agents to help guide you to the type of policy that best fits your expectations.
Long Term Care Insurance
Insurance policy designed to cover expenses related to being in a nursing home or some type of care facility. Policies are often purchased to help protect assets that may otherwise be required to pay for a stay in a care facility.
Dan grew up on the family farm north of Java, SD. After graduating from Java High, he attended Northern State University for his BS degree and later received his masters degree from Northern Arizona University. Dan spent several years teaching and coaching before joining his brother Steve in the Insurance business in 1996. Dan joined the agency to essentially replace Don Marin in the Selby office who had moved on to Arizona to continue his insurance career. Dan enjoys hunting, fishing, travel, and Grandchildren events. Dan lives in Java with his wife Ardy.
Rich grew up on the family farm north of Java and spent much of his early life involved in farming and ranching. Rich attended college at SDSM&T technology earning a BS Degree in Mechanical Engineering and later graduated from University of St Thomas with a Master’s Degree in Business. Rich worked in the computer industry for 20 years in both engineering and management positions before returning back to the area in 2009 to begin what would be a succession plan for Steve Biel in the Marin Biel Insurance Agency. Rich and his wife Beth are both from the Java/Selby area and always wanted an opportunity to move back and raise their family. Rich has a great passion for the Ag industry and enjoys working with farmers and ranchers. Rich’s expertise is with all types of crop and farm insurance, commercial lines, and personal lines insurance.
After falling in love with the small town atmosphere, Renee and her family moved from Arizona to Selby, SD in 2018. She came on board with Marin-Biel in 2019 as a Customer Service Representative and is now a licensed Property and Casualty Agent. She encourages anybody and everybody to stop by the office and chat it up as she is a proud social butterfly! Renee and her husband have two kids. They enjoy attending sporting events and traveling to new places around the country.
Brady grew up in Selby, SD where he graduated in 2016. He then attended the South Dakota School of Mines and Technology where he completed his Bachelor of Science in Industrial Engineering and Engineering Management. After graduation, Brady moved back to Selby and started working with Marin-Biel in January of 2020. In that same year, he received his license in Crop Insurance as well as Property and Casualty. Brady continues to help on the family farm and enjoys doing all kinds of hunting and fishing in his free time.
Sheila grew up and graduated high school in Lake Preston, SD then attended college in Sioux Falls. In 1990, she and her husband, Sherwin moved to his family farm north of Java, SD. After working in the health care industry for 23 years Sheila made the transition to insurance and has been employed as an agent at Marin Biel Insurance since October of 2011. Sheila is currently licensed in Property & Casualty, Life, Health and Accident Insurance. In her free time Sheila enjoys spending time with her children and grandchildren, fishing, golfing and reading.
Paul grew up on a farm NE of Glenham, SD. Paul graduated from Glenham High School and then attended Black Hills State for 2 years in accounting. Paul spent several years managing local elevators and joined Marin Biel Insurance in 1989 as a full time agent. Paul enjoys camping and hunting. Paul and his wife Diane currently live in Selby, have two daughters and two grandchildren.
I was raised in Hosmer, SD and graduated from Edmunds Central High School. I currently reside north of Roscoe, SD. Before becoming an agent with Marin Biel Insurance in 2019, I worked in healthcare and management. I also help my husband, Brian, on the farm when I am able. We have three daughters that keep me busy in my spare time with their sports and activity schedules. In my free time I also love to hunt, fish, do anything sports related, and read.
Sara Reierson was born and raised on an acreage in South Dakota. She has spent much of her career as an owner and operator of her own company in Colorado and in South Dakota, offering her services in real estate development, project directing and property management. She has attended classes at the University of Colorado and Colorado Technical University. In 2013, she began working in the insurance industry and took over the Hanson Agency for the late Ralph Hanson, in 2016. She truly enjoys the farm and ranch life which revolves around small town living in Pollock, South Dakota, where she and her husband, Wayne, live and operate the family farm/ranch. In her spare time, Sara likes to spend time with their children and grandchildren. She loves horses and any activities that get her outdoors.
Claudia Laurent grew up in a military family and purchased a vacation home in Pollock, South Dakota in 2013. During the summer of 2018, Claudia and her husband moved to Pollock full-time from Colorado to enjoy the outdoors and small-town atmosphere. After 15 years of working in the Public Service field, Claudia returned to private sector work in 2019 when she joined Marin-Biel as a Customer Service Representative. Claudia and her husband enjoy spending their free-time hunting, fishing, and raising their four-legged companions.
In 1975 Steve Biel purchase Eisenbeisz Insurance in Java and changed the name to Biel Insurance Agency. In 1976 Don Marin purchased the Brockel Insurance agency and in 1977 purchased the Miller Insurance agency in Selby which he later named Marin Insurance Agency. In 1983 Don and Steve decided to merge and rename the Agency to Marin Biel Insurance. In 1991 Marin Biel purchased the John Pollock agency in Pollock, SD. The agency in Pollock was managed and eventually purchased by Ralph Hanson of Pollock to be called the Hanson Agency. Leland Treichel of Roscoe started an agency in Roscoe, SD where he utilized the Marin Biel companies for insurance. Leland later added an office in Hosmer, SD as well. In 2009 Rich Fiedler joined the agency as a full time agent and partner. The Hansen Agency in pollock was sold to Sara Rierson of Pollock in 2016 and now operates the agency under the Marin Biel Insurance name. The agency in Roscoe and Hosmer was sold to Dawn Malsam of Roscoe in 2018 and now operates under the Marin Biel Insurance name also.
Marin Biel insurance Agency is also under contract to manage the Great Plains Bank Agency in Eureka and Eden, SD. Marin Biel has been managing the Eureka and Eden Agency since 2011.